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Some quick advice.

Never talk settlement numbers with an insurance adjuster until you've talked with a lawyer. Most lawyers offer a Free Consultation. Just pick up the phone and ask for some advice. Charlie Donahue Injury Lawyer

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Insurance friend responds…

I had a feeling it would happen after I wrote my blog on the insurance company screwing injury victims. Sure enough a friend of mine who works for a big insurance company took offense. I knew he would. He's used to me, however, and we've had these kind of discussions...

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Atticus Finch was right:
“You never really understand a person until you consider things from his point of view…until you climb into his skin and walk around in it.”

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